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--- investments:main [2010/02/19 16:24] – david
+++ investments:main [2024/11/21 00:28] (current) – [Table] david
@@ Line 1: / Line 1: @@
+====== 401k Rebalance ======
+^  Date       ^  DOW       ^ Comment                                                   ^
+| 2015.08.25  | 15,871     | Peak was 18,300-ish, was out of balance a percent or two  |
+| 2024.11.20  | 43,408.47  | uh.. wow                                                  |
+====== 401k Suggestions ======
+from [[http://www.401khelpcenter.com/401k_education/allocation.html]]
+  * **Age: Less Than 40** -- 100% in equities. Of this, 40% invested in large cap. growth funds, 25% small cap. growth funds, 25% in large cap. value funds, and 10% international. Another option is to use several good index funds.
+  * **Age: 40 to 50** -- 80% in equities and 20% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 25% small cap. growth funds, 25% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
+  * **Age: 51 to 55** -- 70% in equities and 30% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 25% small cap. growth funds, 25% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
+  * **Age: 56 to 60** -- 50% in equities and 50% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 10% small cap. growth funds, 40% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
+  * **Age: 61 to 65** -- Reduce equities by 5% per year and increase fixed income by 5% per year so that at retirement you have 25% in equities and 75% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 10% small cap. growth funds, 40% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
 ====== Links ======
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 ====== Stocks ======
-I have been checking on stocks when once in a while, and think I found some things that would be solid investments.
+I have been checking on stocks when once in a while, <del>and think I found some things that would be solid investments</del>. (BOY WOULD YOU BE WRONG!)
 [[http://money.cnn.com/quote/quote.html?symb=PMI|PMI]] is a mortgage company, that really looks like it took a beating, but I think will stick around and grow back to a respectible value.  The price I discovered this at was $13.08 2007/12/04.  The P/E is very low, and they're down many time what they were earlier this year.  I think if you bought and held this for a couple years you would easily top 20% interest.