Differences

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--- investments:main [2010/02/19 16:44] – david
+++ investments:main [2024/11/21 00:28] (current) – [Table] david
@@ Line 1: / Line 1: @@
+====== 401k Rebalance ======
+^  Date       ^  DOW       ^ Comment                                                   ^
+| 2015.08.25  | 15,871     | Peak was 18,300-ish, was out of balance a percent or two  |
+| 2024.11.20  | 43,408.47  | uh.. wow                                                  |
+====== 401k Suggestions ======
+from [[http://www.401khelpcenter.com/401k_education/allocation.html]]
+  * **Age: Less Than 40** -- 100% in equities. Of this, 40% invested in large cap. growth funds, 25% small cap. growth funds, 25% in large cap. value funds, and 10% international. Another option is to use several good index funds.
+  * **Age: 40 to 50** -- 80% in equities and 20% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 25% small cap. growth funds, 25% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
+  * **Age: 51 to 55** -- 70% in equities and 30% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 25% small cap. growth funds, 25% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
+  * **Age: 56 to 60** -- 50% in equities and 50% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 10% small cap. growth funds, 40% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
+  * **Age: 61 to 65** -- Reduce equities by 5% per year and increase fixed income by 5% per year so that at retirement you have 25% in equities and 75% in fixed income. Of the equity portion, 40% invested in large cap. growth funds, 10% small cap. growth funds, 40% in large cap. value funds, and 10% international. Another good option for your equity portion is to use good index funds.
 ====== Links ======